Your Tuition Solution℠ believes that cost shouldn’t be a barrier to meeting a child’s educational needs.
Since 2004 we’ve been offering budget-friendly payment plans that make it easier for thousands of families to pursue their educational goals. With our convenient process, your families will know all the amounts, monthly payments, and rates they qualify for with no impact to their credit until they select a plan and move forward.
To help more families reach their goals, click to complete our enrollment form.
Two types of plans are available to your families.
Budget-Friendly Extended Plans
True No-Interest Plans Details
|Plan Rates||3.99% - 19.99% APR based on the amount financed and applicant's credit history||0% APR for 6, 12, 18 or 24 months (after that, 26.99% standard APR) Details|
|Sample Monthly Payments||The monthly payment is only $121 for a $5,000 program with a 6.99% APR over 48 months
The monthly payment is only $217 for a $9,000 program with a 6.99% APR over 48 months
|Equal payments as low as $146 a month for a $3,500 program in 24 months Details
Equal payments as low as $209 a month for a $5,000 program in 24 months Details
|Plan Amounts||$2,000 - $50,000||$499 - $32,000|
|Plan Terms||24, 36, 48, 60, 72 or 84 months||6, 12, 18 or 24 months promotional period|
A simple way to help families get the payment options they want.
Help families complete applications in just minutes
Application decisions are returned almost instantly with a range of payment options to consider.
No upfront payment or application fees required.
Receive continuous status updates during approval
At each step of the process, status updates are automatically emailed. All borrowers have access to the very latest information on their payment plans.
Borrowers are automatically emailed and have access to the very latest information on their payment plans.
No Upfront Payment
Once the completed documents are received, payment is initiated and funds are received by the educator within 1 to 3 business days. Your first payments are not due for 3 to 7 weeks.
Frequently Asked Questions
Frequently Asked Questions
|Why Your Tuition Solution?|
Working with Your Tuition Solution means your family has more financial flexibility—with fast application decisioning and convenient low monthly payments. For you, it means the freedom to focus on what you do best. We offer a smart, simple and convenient way for families to pay for their children’s educational needs.
|How does Your Tuition Solution compare to other third-party financing options?|
Simply put, Your Tuition Solution offers exceptional products and service. Extended Plans offered through Your Tuition Solution are true installment loans with a payment plan your family can count on. The interest rate stays consistent for the life of the loan with no sudden interest spikes and no hidden fees.
The borrower earns a low, fixed rate based on the amount financed, term selected and their credit history, unlike the “one-rate-fits-all” plans that you may have seen elsewhere.
When you compare the maximum loan amount and monthly term limit, you will find that Extended Plans offered through Your Tuition Solution provide flexible and low monthly payments with no application fee or prepayment penalty, so more families can get access to the education/tutoring support they need.
For Credit Accounts with True No-Interest Plans these have 0% APR for 6, 12, 18 or 24 months, after that 26.99% standard APR accrues on any remaining balance at the end of the promotional period. True No-Interest Plans have NO retroactive interest, unlike many no interest plans, so there is less chance of unwelcome surprises. They are simple, transparent and structured with your family’s best interests in mind. Upon approval, borrowers should make equal, timely, monthly payments to fully pay off during the promotional period.
Our administrative fees on Extended Plans cost you 4.9% of the application amount.
A 12-month term on a True No-Interest Plan can be as low as 8.9% of the application amount (for credit accounts over $4,000). Many education providers find that they pay for themselves due to increased length of stay. Other True No-Interest Plan terms are available, and we would be happy to talk to you or a member of your team with more details. Simply call us at (800) 920-9777.
Our experienced team has years of experience in education financing. When your family calls with a question or concern, we’ll do everything possible to meet their needs.
|What kinds of payment plans does Your Tuition Solution provide to families?|
There are two types of payment plans offered through Your Tuition Solution—Extended Plans and True No-Interest Plans. Extended Plans offer great low monthly payments with low fixed rates, for amounts to $50,000 and payment terms to 84 months. The Credit Accounts with True No-Interest Plans are 0% APR for 6, 12, 18 or 24 months, after that 26.99% standard APR accrues on any remaining balance at the end of the promotional period. You may choose to offer all or just some of these financing options. Give us a call at (800) 920-9777, and we’ll help you understand the options.
|How does Your Tuition Solution work?|
Your Tuition Solution can be presented as an easy way to pay for a child’s tutoring/educational needs, and you can start the application immediately with the family present. If the family needs time to consider everything, simply suggest they go online and apply themselves.
For you and your team, the process is simple. There’s no equipment to set up, no minimum usage requirements and no monthly fees. As a Your Tuition Solution provider, you’ll simply access a customized “Education Center” on our website. This Center is where you and your team submit online applications, revise or confirm application amounts, print approval documents and verify the status of payments. Applicant credit decisions are very fast—in most cases, within seconds.
Once approval documents have been accepted, we process payment to you within 1-3 business days via direct deposit. Monthly activity reports are sent each month via email. And more in-depth business reviews are available upon request from your account manager.
|How do I get started?|
Registering with Your Tuition Solution is easy.
- Print and complete the registration and payment agreement.
- Fill in the last page of the Registration/Provider Agreement and have the business owner sign it. Attach a voided check or a letter from your bank that confirms your ACH routing and account numbers, as well as your provider name and address as it appears on your registration form.
- If including a letter from your bank, please have the letter drafted on bank stationary and have the letter signed by a bank employee. Scan and email the signed Registration/Provider Agreement and the voided check or bank letter to Your Tuition Solution to firstname.lastname@example.org.
Within a couple of days, you’ll receive a call to schedule training. The training is a personalized tour of our application process, your online dashboard and discussion of best practices for presenting Your Tuition Solution.
|How will I know if a family/applicant has applied and whether they have been approved or denied?|
We understand that the sooner applications are approved, the sooner families can move forward with their children’s educational needs. So we keep you informed on everything—in real time on your Education Center.
If you applied on the applicant’s behalf, the status will be presented to you via the Education Center Dashboard. If an applicant applies outside of your office, you’ll receive notification via email, and the application will appear on your Dashboard. It really is that fast and simple.
|Can I see details of each application placed in our Education Center?|
Yes—the Application Overview screen in your Education Center and under Student History displays the disbursement and product information needed to post a transaction. It also displays the application status, administrative fee, borrowing amount, rate, length and monthly payment.
To access the Application Overview screen, simply go to your Educator Center Dashboard and click on the student’s name. If you prefer a printed version for your files, just click “Download Printable PDF” at the top of the screen for a printer friendly version.
|What do I need to do if I need to change the approved application amount of the program?|
You can easily revise the borrowing amount by following the instructions on your Educator Center Dashboard. Give us a call at (800) 920-9777 if you need assistance.
|What do I need to do if the program fee increases after the applicant’s payment plan has been accepted?|
Once a payment plan has been accepted, it is possible to increase the amount (up to the maximum amount) the application was approved for. Simply click “change” on your education center to revise the amount. Although, some restrictions may apply. If a “Max” flag appears next to an applicant’s approval on your Educator Center, any increases will be approved up to the max amount or term only. If you have additional questions, give us a call, and we’ll explain your options.
|What if the final program amount is less than the funded amount?|
If an applicant’s final program fee is less than the funded amount, please call Your Tuition Solution. We will help calculate the pro-rated program fee for the amount of the refund. Your center/business keeps that pro-rated program fee and simply returns the remaining balance to Your Tuition Solution within ten days. Once the refund is received, the full refund amount will be applied to the applicant’s account within 7-10 business days.
We understand situations may come up that require you to process a refund on behalf of a . In order to make the refund process go as smoothly as possible, here is a requirement for your staff to follow.
- Ten-Business Day Refund Period
- Refunds need to be initiated within 10 business days from the date the student/parent notifies you (the provider) that the program will not be completed.
- To help your refunds go smoothly, simply contact us at your convenience via:
|How do I print my family’s approval documents?|
Approval documents can be printed by clicking on the "Print" icon in the Document Status column of the Education Center Dashboard. Once the documents have been printed, the "Print" status changes to "Reprint" to indicate that you or someone else on your team has completed this step. If needed, paperwork may be printed again by clicking the "reprint" icon.
|Can applicants print their own approval documents?|
If an applicant applies online, they create a user name and password that allows them to access and print their approval documents.
|How do I return the signed approval documents to Your Tuition Solution?|
Please fax the signed approval documents to Your Tuition Solution at (508) 281-8505 or scan and email the documents to email@example.com. Please do not include the cover letter. The cover letter should be given to the borrower.
|How will I know if you have received an applicant’s signed paperwork?|
The Education Center will indicate "Complete" in the status column. This means that the approval documents have been accepted. If there is a problem with the documents, you will see the reason for the problem in the "Next Steps" section on your Education Center. You will also receive email notification when documents are received.
|How are the funds sent to my center/location?|
The funds are directly deposited to your account within 1 to 3 business days. We use the direct deposit process exclusively as it eliminates mailing delays and misplaced checks.
|How will I know what my administrative fee is for each applicant?|
You can log onto the Education Center or Student History at any time and check administrative fees for any of your applicants/families by clicking on the student name. You will also receive an email each time a disbursement is made with the details.
|Do I need any special software to use Your Tuition Solution?|
No! That’s one of the real benefits of using Your Tuition Solution. You simply need a computer with access to the Internet, an email account, plus Adobe Reader (Version 7.0 or higher) which is typically installed on most computers.
If you have an earlier version of Adobe Reader, you can upgrade with an easy and free download from adobe.com. It’s a five-minute process, and we can walk you through it if you’d like. Just call us at (800) 920-9777. We’re here to help.
Having trouble downloading Adobe Acrobat or figuring out what to do? Help is just a phone call away at (800) 920-9777.
Enroll today and set more children on a path to success.
Enroll today by visiting our desktop site and set more children on a path to success.