Families:

To learn more about your
payment plan options, enter
your information below.

More info

Let’s put students on
a path to success

Families can know all payment options with no credit impact until a plan is selected.

Educators Enroll Now
Notice of a Potential Security Incident Affecting Springstone FinancialLearn More

Your Tuition Solution℠ believes that cost shouldn’t be a barrier to meeting a child’s educational needs.

Since 2004 we’ve been offering budget-friendly payment plans that make it easier for thousands of families to pursue their educational goals. With our convenient process, your families will know all the amounts, monthly payments, and rates they prequalify for with no impact to their credit until they select a plan and move forward.

To help more families reach their goals, click to complete our enrollment form.

Three types of plans are available to your families.

Fixed Rate Plans

Promotional No-Interest PlansSee more

Promotional Rate PlansSee more

Rates 3.99% - 19.99% APR based on the amount financed and applicant's credit history 0% APR for 6, 12, 18 or 24 months (after that, 26.99% standard APR) See more 17.90% APR for 24, 36, 48, or 60 months - (after that, 26.99% standard APR) See more
Plan Type Installment loan Revolving line of credit Revolving line of credit
Sample Monthly Payment As low as $121 a month for $5,000 of services paid over 48 months at 6.99% APR Equal payments as low as $146 per month for $3,500 of services paid over 24 months. Total cost is $3,500. See more Equal payments as low as $63 per month for $2,500 of services paid over 60 months. Total cost is $3,780. See more
Plan Amount $2,000 - $50,000 $499 - $32,000 $1,000 - $32,000
Terms 24, 36, 48, 60, 72 or 84 months 6, 12, 18 or 24 months promotional period 24, 36, 48 or 60 months promotional period
Available dollar amounts may vary by state.

A simple way to help families get the payment options they want.

Help families complete applications in just minutes

Application decisions are returned almost instantly with a range of payment options to consider.

No upfront payment or application fees required.

Receive continuous status updates during approval

At each step of the process, status updates are automatically emailed. All borrowers have access to the very latest information on their payment plans.

Borrowers are automatically emailed and have access to the very latest information on their payment plans.

No Upfront Payment

Once the completed documents are received, payment is initiated and funds are received by the educator within 1 to 3 business days. Your first payments are not due for 3 to 7 weeks.

See how easy it is to get started. Enroll now

Frequently Asked Questions

If you don't find your answers here, please contact us by email or by phone (800) 920-9777.

Why Offer Your Tuition Solution?
Why Your Tuition Solution?

Working with Your Tuition Solution means your family has more financial flexibility—with fast application decisioning and convenient low monthly payments. For you, it means the freedom to focus on what you do best. We offer a smart, simple and convenient way for families to pay for their children’s educational needs.

How does Your Tuition Solution compare to other third-party financing options?

Simply put, we offer more flexible products and more accessible customer service. Unlike some other tuition financing companies, we show applicants all the monthly payment options and interest rates they qualify for, with no impact to their credit until they choose a plan and move forward.

We offer a wide range of payment options so your families can find a monthly payment that best suits their budget. For example, offer low monthly payments, paid over a longer period of time. Interest rate ranges for these plans are between 3.99-19.99% and remain consistent for the life of the loan with no sudden interest spikes and no hidden fees. Borrowers are offered a fixed rate based on the amount financed, term selected and their credit history, unlike the “one-rate-fits-all” plans that you may have seen elsewhere.

Credit accounts with also offer longer terms, with a 17.90% APR during the 24, 36, 48, or 60 month promotional period. After that, 26.99% standard APR applies. Promotional Rate Plans amounts range from $1,000 to $32,000.

For families looking to avoid paying interest, credit accounts with are available. These plans have NO retroactive interest, unlike many no interest plans, so there is less chance of unwelcome surprises. Interest only begins accruing on the unpaid balance at the end of the promotional period. Promotional No-Interest Plans are designed to be easy to understand and structured with your family’s best interests in mind. Borrowers making equal, timely, monthly payments can pay off their balance during the promotional period.

Our knowledgeable team has years of experience in education financing. When your families call with a question or concern, we’ll do everything possible to meet their needs. For more information on the plans offered through us, simply call us at 800-920-9777.

What kinds of payment plans does Your Tuition Solution provide to families?

A variety of payment plans are offered through us, including interest-free plans and longer-term plans.

Credit accounts with are interest-free for a promotional period of 6, 12, 18, or 24 months. After the promotional period, a 26.99% standard APR will assess on any remaining balance.

For families who prefer low monthly payment options repaid over longer terms, Fixed Rate Plans and credit accounts with Promotional Rate Plans are offered. APRs range from 3.99-19.99% for amounts up to $50,000 with payment terms up to 84 months. The APR is based on the amount financed, term selected, and applicant’s credit history. The interest rate stays consistent for the life of the loan with no sudden spikes and no hidden fees.

Credit accounts with also offer longer repayment terms but with a promotional rate of 17.90% APR during the 24, 36, 48, or 60 month promotional period. After the promotional period ends, a 26.99% standard APR applies.

If you need assistance with the payment plans offered through us, give us a call at 800-920-9777.

How does Your Tuition Solution work?

Your Tuition Solution can be presented as an easy way to pay for a child’s tutoring/educational needs, and you can start the application immediately with the family present. If the family needs time to consider everything, simply suggest they go online and apply themselves.

For you and your team, the process is simple. There’s no equipment to set up, no minimum usage requirements and no monthly fees. As a Your Tuition Solution provider, you’ll simply access a customized “Education Center” on our website. This Center is where you and your team submit online applications, revise or confirm application amounts, print approval documents and verify the status of payments. Applicant credit decisions are very fast—in most cases, within seconds.

Once approval documents have been accepted, we process payment to you within 1-3 business days via direct deposit. Monthly activity reports are sent each month via email. And more in-depth business reviews are available upon request from your account manager.

How do I get started?

Registering with Your Tuition Solution is easy.

  1. Print and complete the .
  2. Fill in the last page of the Registration/Provider Agreement and have the business owner sign it. Attach a voided check or a letter from your bank that confirms your ACH routing and account numbers, as well as your provider name and address as it appears on your registration form.
  3. If including a letter from your bank, please have the letter drafted on bank stationary and have the letter signed by a bank employee. Scan and email the signed Registration/Provider Agreement and the voided check or bank letter to Your Tuition Solution to .

Within a couple of days, you’ll receive a call to schedule training. The training is a personalized tour of our application process, your online dashboard and discussion of best practices for presenting Your Tuition Solution.

Working with Your Tuition Solution
How will I know if a family/applicant has applied and whether they have been approved or denied?

We understand that the sooner applications are approved, the sooner families can move forward with their children’s educational needs. So we keep you informed on everything—in real time on your Education Center.

If you applied on the applicant’s behalf, the status will be presented to you via the Education Center Dashboard. If an applicant applies outside of your office, you’ll receive notification via email, and the application will appear on your Dashboard. It really is that fast and simple.

Can I see details of each application placed in our Education Center?

Yes—the Application Overview screen in your Education Center and under Student History displays the disbursement and product information needed to post a transaction. It also displays the application status, administrative fee, borrowing amount, rate, length and monthly payment.

To access the Application Overview screen, simply go to your Educator Center Dashboard and click on the student’s name. If you prefer a printed version for your files, just click “Download Printable PDF” at the top of the screen for a printer friendly version.

Tutoring/Educational Program Fee Changes
What do I need to do if I need to change the approved application amount of the program?

You can easily revise the borrowing amount by following the instructions on your Educator Center Dashboard. Give us a call at (800) 920-9777 if you need assistance.

What do I need to do if the program fee increases after the applicant’s payment plan has been accepted?

Once a payment plan has been accepted, it is possible to increase the amount (up to the maximum amount) the application was approved for. Simply click “change” on your education center to revise the amount. Although, some restrictions may apply. If a “Max” flag appears next to an applicant’s approval on your Educator Center, any increases will be approved up to the max amount or term only. If you have additional questions, give us a call, and we’ll explain your options.

What if the final program amount is less than the funded amount?

If an applicant’s final program fee is less than the funded amount, please call Your Tuition Solution. We will help calculate the pro-rated program fee for the amount of the refund. Your center/business keeps that pro-rated program fee and simply returns the remaining balance to Your Tuition Solution within ten days. Once the refund is received, the full refund amount will be applied to the applicant’s account within 7-10 business days.

We understand situations may come up that require you to process a refund on behalf of a student. In order to make the refund process go as smoothly as possible, here is a requirement for your staff to follow.

  • Ten-Business Day Refund Period
  • Refunds need to be initiated within 10 business days from the date the student/parent notifies you (the provider) that the program will not be completed.
  • To help your refunds go smoothly, simply contact us at your convenience via:
Getting Paid
How do I print my family’s approval documents?

Approval documents can be printed by clicking on the 'Print' icon in the Document Status column of the Education Center Dashboard. Once the documents have been printed, the 'Print' status changes to 'Reprint' to indicate that you or someone else on your team has completed this step. If needed, paperwork may be printed again by clicking the 'reprint' icon.

Can applicants print their own approval documents?

If an applicant applies online, they create a user name and password that allows them to access and print their approval documents.

How do I return the signed approval documents to Your Tuition Solution?

Please fax the signed approval documents to Your Tuition Solution at (508) 281-8505 or scan and email the documents to . Please do not include the cover letter. The cover letter should be given to the borrower.

How will I know if you have received an applicant’s signed paperwork?

The Education Center will indicate 'Complete' in the status column. This means that the approval documents have been accepted. If there is a problem with the documents, you will see the reason for the problem in the 'Next Steps' section on your Education Center. You will also receive email notification when documents are received.

How are the funds sent to my center/location?

The funds are directly deposited to your account within 1 to 3 business days. We use the direct deposit process exclusively as it eliminates mailing delays and misplaced checks.

How will I know what my administrative fee is for each applicant?

You can log onto the Education Center or Student History at any time and check administrative fees for any of your applicants/families by clicking on the student name. You will also receive an email each time a disbursement is made with the details.

Software Requirements
Do I need any special software to use Your Tuition Solution?

No! That’s one of the real benefits of using Your Tuition Solution. You simply need a computer with access to the Internet, an email account, plus Adobe Reader (Version 7.0 or higher) which is typically installed on most computers.

If you have an earlier version of Adobe Reader, you can upgrade with an easy and free download from . It’s a five-minute process, and we can walk you through it if you’d like. Just call us at (800) 920-9777. We’re here to help.

Having trouble downloading Adobe Acrobat or figuring out what to do? Help is just a phone call away at (800) 920-9777.

Enroll today and set more children on a path to success.

Enroll today by visiting our desktop site and set more children on a path to success.