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Helping set your child on a path to success

Since 2004 we’ve been offering budget-friendly payment plans that make it easier for thousands of families to pursue their educational goals. With our convenient process, you will know all the amounts, monthly payments and rates you prequalify for with no impact to your credit until you select a plan and move forward.

Installment Loans

Promotional No-Interest Plans (Waived Interest, Payment Required)See more

Promotional Rate Plans (Low APR, Equal Payment Required)See more

Rates 3.99% - 30.99% APR based on the amount financed and applicant's credit history

No Interest for 6, 12, 18, or 24 months. After that purchase APR of 26.99%

Minimum purchase of $499 for 6 months, $999 for 12 months, $1,499 for 18 months, or $2,499 for 24 months

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17.90% APR for 24, 36, 48, or 60 months. After that, purchase APR of 26.99%

Minimum purchase of $1,000 for 24, 36, and 48 months, and $2,500 for 60 months

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Issued By LendingClub Bank Comenity Capital Bank Comenity Capital Bank
Plan Type Installment loan Revolving line of credit Revolving line of credit
Sample Monthly Payment As low as $123 a month for $5,000 of services paid over 48 months at 7.99% APR Equal payments as low as $146 per month for $3,500 of services paid over 24 months. Total cost is $3,500. See more Equal payments as low as $63 per month for $2,500 of services paid over 60 months. Total cost is $3,780. See more
Plan Amount $1,000 - $50,000 $499 - $32,000 $1,000 - $32,000
Terms 24, 36, 48, 60, 72 or 84 months 6, 12, 18 or 24 months promotional period 24, 36, 48 or 60 months promotional period
Plan Eligibility
Advertised terms are subject to change without notice. The availability of payment plans varies by center, and not all plans may be available through your selected center. Consult your center for plan availability. All credit offerings are subject to credit approval.
Available dollar amounts may vary by state.

Get the payment option to fit your family's budget.

Complete your application in just minutes

No upfront payment or application fees required.

Receive status updates throughout the process

At each step of the process, status updates are automatically emailed. All borrowers have access to the very latest information on their payment plans.

No Upfront Payment

Once the completed documents are received, payment is initiated and funds are received by the educator within 3 business days. Your first payments are not due for one month.

Frequently Asked Questions

If you don't find your answers here, please contact us by email or by phone (800) 920-9777.

Applying online is fast and easy. And you can apply anytime, 24/7. Most applications are decisioned within seconds. When a little more time is needed, applicants typically receive a decision within hours or the next business day.

If you prefer you can apply through your education provider—just ask.

Just ask your education provider if he or she is familiar with how fast and easy it is to use Your Tuition Solution. You’ll find many education providers already know us. We also work with schools that offer K12 tuition financing. If you have questions, call us today: (800) 920-9777.

The payment plans offered through us give you the ability to finance up to $50,000.

For low monthly payments repaid over longer terms, allow you to finance from $1,000 to $50,000.

Credit accounts with also offer longer terms, with a 17.90% APR during the promotional period of 24, 36, 48, or 60 months. After that, 26.99% standard APR applies. Promotional Rate Plan (Low APR, Equal Payment Required) amounts range from $1,000 to $32,000.

With credits accounts with you can finance from $499 to $32,000 with no interest during the promotional periods of 6, 12, 18, or 24 months. After that, a 26.99% standard APR applies.

Of course, these must be qualified educational expenses, and the payment plan/credit account is subject to credit approval. If you have questions, please call us at 800-920-9777. We’re here to help.

Most applications receive a decision (approved, pending or declined) in seconds, but, at the most, you’ll hear from us before the end of the next business day.

LendingClub Bank Installment Loans allow you to choose to repay your loan at anytime with no prepayment penalties. For the Credit Account with either the or the , you can choose to pay off your plan at anytime also. If you have any questions, please call us at 800-920-9777.

We know every budget is different, so we offer a variety of options:

Payment plans offered through Your Tuition Solution, with our participating bank partners, are easy to understand with no hidden surprises. If you have any questions, call us. We’ll have a real person talk you through everything. You can reach us at 800-920-9777.

To apply you must be a U.S. resident residing in the United States, have a U.S. Social Security Number, have a street address, rural route or APO/FPO mailing address and have a valid government issued photo ID. If you have additional questions, call us: (800) 920-9777.