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Helping set your child on a path to success

Since 2004 we’ve been offering budget-friendly payment plans that make it easier for thousands of families to pursue their educational goals. With our convenient process, you will know all the amounts, monthly payments and rates you prequalify for with no impact to your credit until you select a plan and move forward.

Fixed Rate Plans

True No-Interest Plans See more

Promotional Rate Plans See more

Rates 3.99% - 19.99% APR based on the amount financed and applicant's credit history 0% APR for 6, 12, 18 or 24 months (after that, 26.99% standard APR) See more 17.90% APR for 24, 36, 48, or 60 months - (after that, 26.99% standard APR) See more
Plan Type Installment loan Revolving line of credit Revolving line of credit
Sample Monthly Payment As low as $121 a month for $5,000 of services paid over 48 months at 6.99% APR Equal payments as low as $146 per month for $3,500 of services paid over 24 months. Total cost is $3,500. See more Equal payments as low as $63 per month for $2,500 of services paid over 60 months. Total cost is $3,780. See more
Plan Amount $2,000 - $50,000 $499 - $32,000 $1,000 - $32,000
Terms 24, 36, 48, 60, 72 or 84 months 6, 12, 18 or 24 months promotional period 24, 36, 48 or 60 months promotional period
Available dollar amounts may vary by state.

Please Note: All payment plans may not be available at all providers. Please consult your provider for availability.

Get the payment option to fit your family's budget.

Complete your application in just minutes

No upfront payment or application fees required.

Receive status updates throughout the process

At each step of the process, status updates are automatically emailed. All borrowers have access to the very latest information on their payment plans.

No Upfront Payment

Once the completed documents are received, payment is initiated and funds are received by the educator within 1 to 3 business days. Your first payments are not due for 3 to 7 weeks.

Frequently Asked Questions

If you don't find your answers here, please contact us by email or by phone (800) 920-9777.

Questions on applying?
How do I apply?

Applying online is fast and easy. And you can apply anytime, 24/7. Most applications are decisioned within seconds. When a little more time is needed, applicants typically receive a decision within hours or the next business day.

If you prefer you can apply through your education provider—just ask.

How do I know if my provider location offers Your Tuition Solution?

Just ask your education provider if he or she is familiar with how fast and easy it is to use Your Tuition Solution. You’ll find many education providers already know us. We also work with schools that offer K12 tuition financing. If you have questions, call us today: (800) 920-9777.

How much can I finance?

The payment plans offered through us give you the ability to finance up to $50,000.

You can choose from 3 plans with a variety of terms and payment options. You’ll see all the monthly payment options and interest rates you prequalify for, with no impact to your credit until you choose a plan and move forward.

For low monthly payments repaid over longer terms, allow you to finance from $2,000 to $50,000.

Credit accounts with also offer longer terms, with a 17.90% APR during the promotional period of 24, 36, 48, or 60 months. After that, 26.99% standard APR applies. Promotional Rate Plan amounts range from $1,000 to $32,000.

With credits accounts with you can finance from $499 to $32,000 with no interest during the promotional periods of 6, 12, 18, or 24 months. After that, a 26.99% standard APR applies.

Of course, these must be qualified educational expenses, and the payment plan/credit account is subject to credit approval. If you have questions, please call us at 800-920-9777. We’re here to help.

How long does it take to receive a response to my application?

Most applications receive a decision (approved, pending or declined) in seconds, but, at the most, you’ll hear from us before the end of the next business day.

Can I pay back my credit account/payment plan early?

The Fixed Plans allow you to choose to repay your loan at anytime with no prepayment penalties. For the Credit Account with either the or the , you can choose to pay off your plan at anytime also. If you have any questions, please call us at 800-920-9777.

Rates
How is my interest rate determined?

We know every budget is different, so we offer a variety of options:

  • —APRs range from 3.99–19.99%. The rate is determined by the amount financed, term selected, and the applicant’s credit history.
  • —a rate of 17.90% APR during the 24, 36, 48, or 60 month promotional period. If you still have a balance at the end of the promotional period, you’ll be charged interest on that balance going forward at the standard APR of 26.99%.
  • —there is no interest provided you pay in full within 6, 12, 18, or 24 months. If you still have a balance at the end of the promotional period, you’ll be charged interest on that balance going forward at the standard APR of 26.99%.

Payment plans offered through Your Tuition Solution, with our participating bank partners, are easy to understand with no hidden surprises. If you have any questions, call us. We’ll have a real person talk you through everything. You can reach us at 800-920-9777.

Borrower Eligibility
Who can apply?

To apply you must be a U.S. resident residing in the United States, have a U.S. Social Security Number, have a street address, rural route or APO/FPO mailing address and have a valid government issued photo ID. If you have additional questions, call us: (800) 920-9777.