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Helping set your child on a path to success

Since 2004 we’ve been offering budget-friendly payment plans that make it easier for thousands of families to pursue their educational goals. With our convenient process, you will know all the amounts, monthly payments and rates you qualify for with no impact to your credit until you select a plan and move forward.

Budget-Friendly Extended Plans

True No-Interest Plans Details

Overview Best for more comprehensive educational needs, offering longer terms and lower monthly payments Best for borrowers who are able to pay off their purchase within the promotional period
Plan Rates 3.99% - 19.99% APR based on the amount financed and applicant's credit history 0% APR for 6, 12, 18 or 24 months (after that, 26.99% standard APR) Details
Sample Monthly Payments The monthly payment is only $121 for a $5,000 program with a 6.99% APR over 48 months

The monthly payment is only $217 for a $9,000 program with a 6.99% APR over 48 months
Equal payments as low as $146 a month for a $3,500 program in 24 months Details

Equal payments as low as $209 a month for a $5,000 program in 24 months Details
Plan Amounts $2,000 - $50,000 $499 - $32,000
Plan Terms 24, 36, 48, 60, 72 or 84 months 6, 12, 18 or 24 months promotional period

Please Note: All payment plans may not be available at all providers. Please consult your provider for availability.

Get the payment option to fit your family's budget.

Complete your application in just minutes

No upfront payment or application fees required.

Receive status updates throughout the process

At each step of the process, status updates are automatically emailed. All borrowers have access to the very latest information on their payment plans.

No Upfront Payment

Once the completed documents are received, payment is initiated and funds are received by the educator within 1 to 3 business days. Your first payments are not due for 3 to 7 weeks.

Frequently Asked Questions

If you don't find your answers here, please contact us by email or by phone (800) 920-9777.

Applying for a Payment Plan or a Credit Account with a True No Interest Plan
How do I apply?

Applying online is fast and easy. And you can apply anytime, 24/7. Most applications are decisioned within seconds. When a little more time is needed, applicants typically receive a decision within hours or the next business day.

If you prefer you can apply through your education provider—just ask.

How do I know if my provider location offers Your Tuition Solution?

Just ask your education provider if he or she is familiar with how fast and easy it is to use Your Tuition Solution. You’ll find many education providers already know us. We also work with schools that offer K12 tuition financing. If you have questions, call us today: (800) 920-9777.

How much can I finance?

Extended Plans offered through Your Tuition Solution allows you to finance from $2,000 to $50,000. With , you can finance from $499 to $32,000. These must be qualified expenses, and the credit account is subject to credit approval. Some payment plan options may not be available at all locations. Still have questions? Feel free to call us at (800) 920-9777. We’re here to help.

How long does it take to receive a response to my application?

Most applications receive a decision (approved, pending or declined) in seconds, but, at the most, you’ll hear from us before the end of the next business day.

Can I pay back my credit account/payment plan early?

Extended Plans allow you to choose to repay your loan at any time with no prepayment penalties. For the Credit Account with the , you can pay off at any time as well. If you would like to cancel your credit account, just call our partner bank, Comenity Capital Bank, directly at (866) 308-0678 (TDD/TTY: (866) 819-1918).

How is my interest rate determined?

With Extended Plans, the applicant’s rate is determined by the amount financed, term selected and the applicant’s credit history. For the Credit Account with the , there is no interest accrued during the promotional period. If you still have a balance at the end of the promotional period, you’ll be charged interest on that balance going forward at 26.99% standard APR.

Payment options offered through Your Tuition Solution, with our participating bank partners, are easy to understand with no hidden surprises. Not all plans are available in all locations. If you have any questions, call us. We’ll have an experienced account manager talk you through everything at (800) 920-9777.

Borrower Eligibility
Who can apply?

To apply you must be a U.S. resident residing in the United States, have a U.S. Social Security Number, have a street address, rural route or APO/FPO mailing address and have a valid government issued photo ID. If you have additional questions, call us: (800) 920-9777.